Florida is an income cap state. This means that to be eligible for Medicaid long-term care benefits the applicant must be under the income limit. If the applicant’s income is greater than the limit (The Cap) the applicant is not eligible without jumping through hoops. Non-income cap states allow applicants to have unlimited income because it simply reduces the amount the government reimburses the Nursing Home. Whereas income cap states require the amount to be no higher than their limit ( currently $2,250 in Florida ) at the time of application. What is ironic here is both states ultimately require the same amount of CO-PAYMENT and both states enjoy the reduced amount the government reimburses the Nursing Home. Florida law says all of an applicants income is required to be paid to the Nursing Home for CO-PAYMENT minus a personal expense allowance and allowable deductions. So the net result is the same amount of CO-PAYMENT goes to the Nursing Home in both states except in the income cap state an ATTORNEY must be involved to prepare the legal document (Miller Trust) for eligibility. That is why it is important that you get an Advisor that knows the Florida Medicaid Eligibility rules and regulations and together with an attorney from our exclusive network, (this keeps your cost much lower) we can help you put in place the money saving tactics and strategies that will enable your family member to be eligible for Florida’s Medicaid Nursing Home Program. We are the go-to team for Florida Medicaid Eligibility-Florida Nursing Home Medicaid. Florida Medicaid Long Term Care Eligibility.